Agricultural loan is a financial support provided to farmers to meet various farming needs such as fertilizers, equipment purchase, irrigation setup, livestock, or even land development. These loans are offered at reasonable interest rates and flexible repayment terms to promote agricultural growth

Refer the Interest Rates Circular in Circulars menu

Eligibility –

Applicant must be a farmer or engaged in agriculture-related activities with valid land records.

Documents –

Land ownership proof, identity proof, address proof, and income/crop details.

Who can apply - Farmer

Term –

Short-Term - Primarily provided for seasonal agricultural operations, period up to 3 Years

Medium-Term - Used for farm investments and allied activities with a repayment period of more than 3 years but not exceeding 5 years.

Long-Term - purchasing land, tractors, minor irrigation systems, or establishing infrastructure like poultry sheds or warehouses. Repayment periods can range up to 10 years. 

Purpose –

•    Horticulture development
•    Poultry and cattle development
•    Purchase of farm machinery like tractors, power tillers, and harvesters
•    Irrigation projects
•    Farm House construction

Documents -

•    Duly filled application form
•    Quotation
•    Plan documents
•    Identity proof (Aadhaar, PAN card, Voter ID, etc.)
•    Address proof
•    Proof of agricultural activity/Land ownership documents
•    Income documents (if applicable)